• Open an Account
  • ATM / Branch
Citi logo Citi logo
  • Overview
  • Market Commentary
    • Overview
    • Family & Money
    • Insurance & Long-Term Care
    • Investing
    • Personal Finance
    • Retirement
    • Trust & Estate
  • Global Perspectives
  • Wharton Knowledge
  • Contact a Financial Advisor
    Call: 1-877-357-3399
  • Speech or Hearing Impaired Customers Dial: 711
  • Locate an Advisor
  • Sign on to Schedule Appointment
    • Sign On to Citi Personal Wealth Management
    • Banking
    • Credit Cards
    • Investing
    • Lending
    • Citigold®
    • Citigold® Private Client

Citi Personal Wealth Management

Market Insights & Financial Guidance Site Map

Market Commentary

Market Snapshots

  • 04/2021:
    April Acceleration
  • 03/2021:
    Rates March Higher
  • 02/2021:
    February Frenzy
  • 01/2021:
    January Tests Resolutions
  • 12/2020:
    2020 is Finally Over
  • 11/2020:
    A November to Remember
  • 10/2020:
    More Trick Than Treat in October
  • 09/2020:
    Spooked in September
  • 08/2020:
    Continued Ascent in August
  • 07/2020:
    A Jumbo July
  • 06/2020:
    More Signs of Recovery in June
  • 05/2020:
    “May”-terial Gains
  • 04/2020:
    An Astonishing April
  • 03/2020:
    A Forced March Lower
  • 02/2020:
    Fright and Flight in February
  • 01/2020:
    January Tests New Year Resolutions
  • 11/2019:
    Heading North in November
  • 10/2019:
    A Rock'n October
  • 09/2019:
    A Sneaky September
  • 08/2019:
    An Anxious August
  • 07/2019:
    Adjusting in July
  • 06/2019:
    A Giant June
  • 05/2019:
    May Meltdown
  • 04/2019:
    April Appreciation
  • 03/2019:
    A Merry (But Wary) March
  • 02/2019:
    A Warm and Fuzzy February
  • 01/2019:
    A Gigantic January
  • 12/2018:
    A Dismal December
  • 11/2018:
    No Rest in November
  • 10/2018:
    A Red October
  • 09/2018:
    A Surprising September
  • 08/2018:
    August Appreciation
  • 07/2018:
    A Jump in July

Market Reactions

  • 05/2021:
    Goldilocks Can’t Find the Right Temperature
  • 03/2021:
    Too Hot to Handle?
  • 02/2021:
    The Great Inflation Debate
  • 02/2021:
    A Corner of Chaos
  • 11/2020:
    Washington Watch: The Nation Waits…
  • 10/2020:
    Unanswered Questions
  • 09/2020:
    Gravity Still Exists
  • 03/2020:
    When Time Stands Still
  • 03/2020:
    COVID-19 and Its Economic Impact
  • 03/2020:
    The Great Shutdown
  • 03/2020:
    Falling Oil Prices, Yields, and Stocks — What's Next
  • 02/2020:
    Waking Up to the Coronavirus
  • 01/2020:
    What Does the Coronavirus Mean for Investors?
  • 10/2019:
    The U.S. Economy Downshifts to Modest Growth
  • 11/2018:
    A “Blue Wave” in the House; “Red Save” in the Senate
  • 10/2018:
    All Eyes on Washington

Market Outlook

  • 12/2020:
    Market Outlook 2021
    A New Beginning:
    Investing in a Post-COVID World
  • 10/2020:
    Washington Watch: The Path to the Presidency
  • 06/2020:
    Mid-Year Outlook 2020: A Changed World — Investing in the New Cycle
  • 01/2020:
    Outlook 2020: Back to the Future
  • 07/2019:
    Mid-Year Outlook 2019: Hope and Fear
  • 01/2019:
    Outlook 2019: Finding The Light
  • 07/2018:
    Mid-Year Outlook 2018: Is this The End of “Easy”?

Webcasts

  • 03/2021:
    Yields Have More Room to Rise
  • /2021:
    What Does the Future
    Hold for Taxes and Public Policy?
  • 01/2021:
    2021 Outlook - A New Beginning: Investing in a Post-COVID World
  • 11/2020:
    Washington Watch: The Potential Impact of the Election
  • 10/2020:
    Washington Watch: The Path to the Presidency Webcast
  • 06/2020:
    Webcast: Mid-Year Outlook 2020: A Changed World
  • 03/2020:
    Falling Oil Prices, Yields & Stocks: What to Expect Next
  • 02/2020:
    An Update on the Coronavirus and the U.S. Primary Season
  • 01/2020:
    The Year Ahead: How to Navigate Both Volatile Markets and the New Tax Laws

Media

  • 09/2020:
    Citi Advises Investors Not to Get ‘Emotional’ Ahead of the Election
  • 04/2020:
    It's Looking Like It'll Be a V-shaped Recovery for Stocks: Strategist

Financial Guidance

Family and Money

  • Money and Marriage: Tying the Financial Knot
  • Financially Preparing for a Baby: Diapers, Life Insurance and Education Savings
  • 529 Plan for Education – 4 Steps to Help Maximize Savings
  • Using Student Loans to Help Finance Your College Education
  • Financial Aid: What is it and How Do You Get More?

Insurance & Long-Term Care

  • Elder Care: Good Planning Can Make All the Difference
  • Learn About Medicare and Medigap

Investing

  • Giving Your Money a Checkup: Has Your Portfolio Lost Its "Balance"?

Personal Finance

  • Numbers You Need to Know: 2020 and 2021
  • Emergency Fund

Retirement

  • How to Prepare Your Finances for Early Retirement
  • 7 Ways You Might Boost Retirement Income and Maximize Savings
  • Comparison – Traditional vs. Roth IRAs
  • The Right Time to Collect Social Security

Trust & Estate

  • Charitable Giving Can Benefit Tax and Estate Planning
  • Federal Estate Tax Exemption Is Set to Expire – Are You Prepared?
  • What to Do After a Loved One Dies: 3 Important Steps to Follow

Global Perspectives

  • COVID-19 Pandemic Series
  • Sustainable & Responsible Investing Series
  • Disruptive Innovation Series
  • Global Supply Chains

Wharton Knowledge

  • Living to 100: How Will We Afford Longer Lives?
  • When Cash Is Tight, Should You Borrow from Retirement Savings?
  • Ten Guidelines for Creating Opportunities in a Time of Crisis
  • What Contributes Most to Consumer Financial Distress?
  • Market
    Commentary
  • Financial
    Guidance
  • Global
    Perspectives
  • Wharton
    Knowledge
Logo: Citi - Welcome what's next
INVESTMENT AND INSURANCE PRODUCTS: NOT FDIC INSURED • NOT A BANK DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NO BANK GUARANTEE • MAY LOSE VALUE

Important Information for You to Know About Our Business and Relationship With You

We are required to deliver two important disclosure documents about our business and relationship with you:

  • Form Client Relationship Summary ("Form CRS") is a brief summary of the brokerage and advisory services we offer.
  • Regulation Best Interest Disclosure Statement is a more detailed description of the brokerage services we offer and our obligations under Regulation Best Interest when we make recommendations to you as your broker-dealer.

Please review both of these important documents online at http://www.citi.com/investorinfo/. If you prefer paper copies, Please contact your advisor or call us at (800) 846-5200 | Speech or Hearing Impaired Customers Dial: 711.

Put Financial Plan content in here

Citi logo

Important Information

The Market Insights commentary should not be considered a recommendation or research report.  Nor should it be considered a solicitation, advice or a recommendation with respect to any investment strategy, asset allocation or particular investment. The Market Insights commentary is not intended to constitute “research,” as that term is defined by applicable regulations.  The views expressed herein are those of the author and do not necessarily reflect the views of Citigroup Global Markets Inc. or its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security.

The market and planning commentary on this site may discuss topics that are timely to current events at the time they were written or filmed. The relevance of such topics may change at future dates.

Investments are subject to market fluctuation, investment risk, and possible loss of principal.

Diversification and asset allocation do not protect against loss or guarantee a profit. Past performance is no guarantee of future results.

Please consult your Financial Advisor before making any investment decisions.

Citigroup Inc. and its affiliates do not provide tax or legal advice. To the extent that this material or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

The information set forth was obtained from sources believed to be reliable, but we do not guarantee its accuracy or completeness.

The products and services mentioned in this communication are not offered to individuals’ resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican and The Isle of Man. Your eligibility for a particular product and service is subject to a final determination by us. This communication is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

U.S. Wealth Management includes Citi Personal Wealth Management, Citi Priority, Citigold® and Citigold® Private Client.

Citi Personal Wealth Management is a business of Citigroup Inc., which offers investment products through Citigroup Global Markets Inc. (”CGMI”), member SIPC. Citigroup Life Agency LLC (“CLA”) offers insurance products. In California, CLA does business as Citigroup Life Insurance Agency, LLC (license number 0G56746). Citibank, CGMI, and CLA are affiliated companies under the common control of Citigroup Inc.

©2021 Citigroup Inc. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.

Privacy | Notice at Collection | CA Privacy Hub